Safe Harbor Financial

Safe Harbor Financial lists its mailing address on Cole Boulevard in Golden, Colorado, and trades on Nasdaq as SHFS. It says it built and launched the first fully compliant cannabis banking program in the United States in 2015, an effort led by founder Sundie Seefried, who now sits on its board. Terry Mendez is chief executive officer. Safe Harbor is a financial technology company, not a bank: banking services are provided by Partner Colorado Credit Union in Arvada and deposits sit with federally insured partners. Its own figures differ: the story page cites more than $25 billion in cannabis-related funds processed, while the homepage cites $36 billion in deposit activity.

Banking covers compliant business accounts, payments and cash logistics for multi-state and single-state operators, ancillary businesses, hemp and CBD companies and social equity operators. Since launching its lending platform in 2022 it reports $120 million in loans originated, across real estate, working capital, equipment and structured financing. A back-office line handles accounting, treasury and payments, and a strategic finance line offers fractional CFO support for planning, evaluating opportunities or preparing for a sale. Safe Harbor Institutional serves banks and credit unions, and a partner network covers payments, HR, insurance and marketing providers.

Operators open an account or speak with a specialist through the site. Safe Harbor does not publish account fees or loan rates. Its homepage features client quotes from executives at Parallel, Cheech & Chong's Cannabis Co and Würk, and its news page lists second-quarter 2026 results released August 10, 2026 and a reverse stock split announced September 28, 2026. Service is available in 41 states and territories, shown on a state map on the site.