QuadScore Insurance Services

QuadScore Insurance Services, LLC lists its office at 980 Hammond Drive in Sandy Springs, Georgia, and says it has provided cannabis insurance since 2018. Its footer describes it as a managing general agent, managing general underwriter or program administrator, as applicable, and states that the site is intended for licensed agents and producers rather than business owners. The company says its executive team has a combined 80 years of experience and that it insures 30% of the legal cannabis industry in the United States, including many of the largest multi-state operators. Named leaders include Chief Underwriting Officer Derrick Felix and Chief Property Underwriter Ryan Murphy.

Its general and product liability program runs to $10 million in limits with various retention structures, covering premises, products, hired and non-owned auto and assault and battery. Property capacity reaches $50 million or more depending on risk profile and includes cannabis stock and indoor crop alongside building, improvements, equipment and business interruption. Motor truck cargo covers product in transit along with money and securities. Auto liability and physical damage is offered in most legal states, D&O is written for US and Canadian companies, and builders' risk covers new construction and renovations. The FAQ says it can cover vape exposure for licensed businesses.

Operators reach QuadScore through an appointed broker; brokers request appointment and are assigned a marketing representative by state. QuadScore does not publish pricing. Its Risk Services group connects insureds with security firms, discounted LED lighting upgrades, fire engineering surveys and private wildfire defense resources, extraction-room inspections, fleet telematics and drone surveys, and the company cites cultivation lighting as the source of more than two-thirds of preventable fire claims in cannabis. Target accounts also include single-state operators, ancillary businesses and cannabis-focused financial services firms.