KindTap

KindTap Technologies, LLC runs a consumer payments app that its site pitches as a way to skip the ATM and stop carrying cash for cannabis purchases. The public site is a single-page app with little copy aimed at merchants, so the facts here come from its FAQ and legal pages. Those pages give a compliance address in Boston, care of KreditForce, LLC, and a Jacksonville, Florida address for credit correspondence, and say credit decisions are made from offices in Massachusetts. The site does not name a headquarters, founding year or executives.

KindTap has two products. Pay Now, labeled BankPay inside the app, draws each purchase from a linked bank account. KindTap Credit, the Pay Later option, is a revolving line of credit with no physical card. The legal pages say GFA Federal Credit Union funds the line, that there is no fee to apply and no annual fee at present, and that the minimum monthly payment is 25% of the balance plus charges. The FAQ describes a multi-state merchant network and tells shoppers to look for the KindTap logo at participating stores and websites.

For dispensaries, the appeal is a consumer credit option alongside bank payments in a market where card networks are unavailable. The site does not describe merchant onboarding, POS integrations, merchant fees or which states it serves, so retailers need to contact KindTap directly; it does not publish merchant pricing. Shoppers apply and manage payments in the KindTap mobile app. Its FAQ warns that a past-due credit account can be blocked from new purchases, closed after 30 days and reported to credit bureaus, which matters to stores weighing how a credit option will land with their customers.